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Stopping Evenity

Osteoporosis & Bone Health | Last Active: 27 minutes ago | Replies (31)

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@naturegirl5

@dbamos1945 I have Traditional Medicare plus a supplement to cover the “gaps” in coverage of Medicare Part B. I’ve been told that it’s not easy to go from Medicare Advantage to applying for and receiving a supplement to go along with Original Medicare. The reason? After your initial period when you become eligible for Medicare no supplemental insurance company is allowed to exclude you for preexisting conditions. So let’s say at age 65 you selected Traditional Medicare Parts A and B and applied to United Health Care for Supplement Plan G. You will be approved by United Health for that Supplement. But if you went with a Medicare Advantage plan at age 65 and then at age 70 decided to switch to Traditional Medicare and apply for a Supplemental plan with United Health Care they are allowed to turn you down for a pre existing condition. It’s worth it to ask these questions before switching insurers.

@susanew This is disturbing and disappointing for you. I wouldn’t want to get my prescription for Evenity through my prescription plan and pay huge prices when I know Evenity is covered at an infusion center through my medical plan. Can you ask your doctor for a referral to another infusion center where you can get Evenity under your Medicare Advantage medical benefits?

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Replies to "@dbamos1945 I have Traditional Medicare plus a supplement to cover the “gaps” in coverage of Medicare..."

@naturegirl15: Thank you for this response. I had never heard that senior suppliment insurance had pre-exist decline ability. All the more reason to evaluate every health insurance decision and not be convinced a low or 0 monthly premium is your best decision for continued best health care.
I guess I am lucky to have Original Medicare with UHC sr. suppliment -if Medicare pays a claim then UHC also pays on the claim! Medical insurance coverage needs to be verified before a procedure/ $$rx/ etc. just to cover the unknown. We all need to be aware that It can be a tricky and confusing decision.