During December, because of the retirement Part D deductable of $500+ for the new year, (only for seniors on medigap/supplement), I get a 3 month supply of everything I can before the deductable kicks in. If I had to pay full price for all of my meds in January I wouldn't be able to have any. Its how I spread out the deductable a few months. No holiday gifts for family/friends of many seniors with $750+ deductables to start the new year. Sad.