Not to be flip, but I actually employed an actuary to set up my business Pension Plan. He was an odd duck to be sure and had the sensitivity of a lump of coal.
After retiring at age 67, he called me to say that by his calculations I had enough $$ to live comfortably into my late 80’s and he had no doubt that I would do so.
“Really?” I asked with a smile in my voice….”Even having had prostate and bladder cancer?”
The phone was silent for about 15 seconds snd then he said flatly, “Oh, OK….then let’s say 75”…..
I tell you, the guy’s a numbers zombie and has not a jot of empathy, humor or compassion in his entire body….