First apply for SSDI (Social Security Disability Insurance). Pancreatic Cancer qualifies you for a speedier process (though it isn't without its bureaucratic hurdles). With sufficient evidence of your timeline, they may even backdate your start date. Then, as you said, after 2 years you qualify for Medicare. https://www.cancer.org/cancer/financial-insurance-matters/managing-health-insurance/social-security-disability-income-for-people-with-cancer.html