← Return to Can we get cancer insurance after diagnosis?

Discussion

Can we get cancer insurance after diagnosis?

Pancreatic Cancer | Last Active: Nov 10 7:54pm | Replies (26)

Comment receiving replies
@56pan

My ins. agent I've used for many years told me that since I had a previous cancer diagnosis, no medicare supplemental insurance company would take me. In my opinion, tradtional medicare is better than Medicare Advantage. I'm fortunate in that the VA is picking up what my supplemental plan would have. Please check on this and I hope I'm proven wrong about coverage for cancer patients by medicare supplemental ins. companies.

Jump to this post


Replies to "My ins. agent I've used for many years told me that since I had a previous..."

I had no issue purchasing supplemental insurance plan G under Part D of Medicare having had a diagnosis of metastatic pancreatic cancer in 2012. It is a PPO type plan providing no restrictions n choosing whoever I want out of State. I have no restrictions that an HMO Advantage plan might have. Even during my working years, I steered clear of HMO plans as I never wanted to be restricted to who or where I could be been when specialized care was required. When one gets a catastrophic illness, this is of paramount concern.

Where one would have issues is in trying to purchase long-term care (LTC) coverage after having a diagnosis of metastatic disease