you might consider switching to original Medicare anyway. I admit I know very little about the advantage plans. I have Medicare with Humana supplement. I was old enough to get plan F. Plan F pays all the deductibles. I think your age will need a plan G. Some deductibles are not covered. Humana has silver sneakers so I like the gym coverage. Why I picked original Medicare is I can go anywhere in the US and be covered as long as they accept Medicare. Advantage plans require approval or Dr networks. I didnt want to mess with it. I dont have a dental plan. I just pay the $100 every 6 months for cleaning. You have until Dec 7th.