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Snowbirding and Doctor's care: How do you handle health events?
Just Want to Talk | Last Active: Oct 11 10:51pm | Replies (5)Comment receiving replies
Sue, Thanks for your response. We are both on Medicare, 76 and 74 and our supplemental coverage is BCBS Montana. Although expensive, I've had to pay a grand total of $7.00 for a health problem and the $7.00 was later refunded. Again, thanks and safe travels.
Replies to "Sue, Thanks for your response. We are both on Medicare, 76 and 74 and our supplemental..."
I moved to Florida from Minnesota when I first retired. I got a BCBS supplemental/Medigap policy because I could take it with me and I had family who were very happy with theirs. I have traditional Medicare so I can go to any doctor in US who takes Medicare. I have no need to review each year and I kept it when I moved back to MN.
I also got a Part D drug plan. That one changes depending on where you live. So you will need to sign up for the one based on your state of residence. Every year you should check and compare Part D plans on the Medicare site. They change a lot from year to year in cost. Seems like a chain pharmacy would be a good idea if you are fulfilling prescriptions in different States.
Regarding doctors, at least today with MyChart on the Internet and doctors are mandated to post results and notes, it is a lot easier to keep track of things. If you are lucky, they may have MyChart sites that can be linked. I can link Mayo Clinic to my local provider's site and each site shows visits, tests etc. And doctor's do have the ability to see results from other places today.
I would have a relationship with a Primary in each location - especially because getting in during season can be a problem. The same goes for any important specialists you need.
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That is the supplement for most travelers who can afford it.