The whole health insurance situation can be so confusing! My husband and I had great health insurance through his union. It covered everything! However, when he died two months ago the insurance continued for me but only for 3 years and at $400 a month! I had to decline it because I couldn't afford it. I looked into other insurance programs even with AARP but they too were a little more than I wanted to pay! I was at the point where my doctor agreed that I could cut my blood pressure medications down to one a day instead of two so I could afford them. I was very upset about all of this and just kept praying constantly about it! Finally, I called Medicare and this wonderful lady found me a Humana Medicare insurance with no Premium and the medications were at no charge! I only have to pay $25 per office visit! God does come through for you! Sometimes it is at the last minute but that's OK!
PML