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Roadblock to Medical Care? Medicare Advantage Plans
Just Want to Talk | Last Active: Sep 28, 2024 | Replies (21)Comment receiving replies
Thank you so much. Yes by straight medicare I meant medicare A and B or original medicare. I am considering changing to original medicare only during upcoming open enrollment. I had 2 issues today with my humana medicare advantage plan. One is resolved but I still liked a complaint with medicare. The other was I charged for my annual mammogram by the imaging company. It is $0 . A preventive service. I called humana it was escalated to claims and supervisor. Supposedly they will call the company. But I document everything and follow up. I appreciate the details you provided about your supplement. I have to wait a year for the supplement so I avoid underwriting but my medicare advantage is so difficult now and for 2025 they offer less benefits and charge more. I called my father who has Aetna medicare advantage plus the info for 2025. I was shocked and worried but have seen this coming for at least 6 months. Aetna raised the patient costs co pays etc. When you see a doctor do you think your care is better with medicare a and b and your supplement?
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@mdk1960 I don't have a way to compare medical care with different types of health care insurance. I do know that both my husband and I have have Original Medicare and we go to the same primary care office. We both receive excellent care and our doctors spend all the time needed to address the reason we are there. My husband had an appointment last week with his doctor and I was there also. The reason for the appointment was to address medication and the doctor spent about 1/2 hour with us.
We go to Mayo Clinic in Rochester, MN for all of our speciality care. I doubt that the medical providers at Mayo are aware of the health care insurance of their patients in that system. We both have received excellent and compassionate care at Mayo Clinic.
My G Supplement policy did go up slightly in cost since I signed up in 2019. But the increase was only $15/mo and I can afford that.
The only difference you will find in Supplement policies will be the cost. Medicare requires that all insurance companies who offer Supplements must offer the same coverage. So as you look through the different insurance company offers that you get the most important information is cost in this case. That was my take-home advice when I started to review policies when I signed up for Medicare.
Your Part D coverage (medications) will vary in cost and coverage. I found it's best to the use the online tool that Medicare provides. The tool allows you to put in your current medications to help you to figure out which policy is most cost effective for you.
Explore your Medicare Options:
-- https://www.medicare.gov/plan-compare/#/?year=2024&lang=en