Thank you. It will happen. I really appreciate your "atta girl." My daughters, sister-in-law, everyone has my back and would be totally supportive when I finally make the move. My mother- in -law lived to 93 with mild dementia. No one can predict the future, but $ to cover the years ahead for both of us must be considered. My friend put her husband into a nursing home at the behest of Hospice. They told her that he had two weeks to live. Her husband lived for 15 months at $15,000 per month and wiped out his life savings.