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Other benefits to my Traditional Medicare with BCBS Medigap plan:
If I travel, I am never out of network. If I am in Florida for the winter, I have no problem going to the doctor since I can go to any doctor in the US who accepts Medicare.
And I don't need to check each year to see if my doctors are still in the network, because the network is all doctors that take Medicare in the US.
I self-refer to the appropriate specilaist for most health issues. Why waste time going to a Primary Care doctor who has less knowledge on the subject?
I think the US should go to Medicare for All type healthcare. Insurance companies only drive up the cost of insuring people with their sales & marketing expenses and administrative expenses, etc. That extra cost could go to additional benefits
Replies to "Other benefits to my Traditional Medicare with BCBS Medigap plan: If I travel, I am never..."
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Your excellent coverage is EXACTLY the same as my non-profit PPO Medicare Advantage Plan (referrals, travel and self referrals). There is some local advertising but no stockholders. It is reasonable to expect that those setting up my plan researched the best models that worked elsewhere. All plans - Advantage and others - vary greatly as our fellow ailment managers well know. Your statement "I think the US should go to Medicare for All type healthcare. Insurance companies only drive up the cost of insuring people with their sales & marketing expenses and administrative expenses, etc. That extra cost could go to additional benefits" nails it, yet beware that there are those who will interpret that as political (we stay away from that here).