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Seniors with Medicare, is Mayo worth the hassle?

Visiting Mayo Clinic | Last Active: Sep 23 11:47am | Replies (42)

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@flrvingbob

No lengthy comment here just some "pointed facts. There is no "hassle" with Traditional Medicare and a related supplement. Actually very pain free.....but Joe Nemeth is not going to drive you to bingo.

Now if you are talking "Advantage Plan" (which is NOT Medicare) that's another issue and may preclude access to Mayo and many other "centers of excellence". Honestly, I don't understand why the CMS does not prohibit "Advantage Plan" providers from using Medicare in their name. Once on an Advantage Plan, CMS Medicare has nothing to do with your care or who can provide it.,,,.you have been "sold" to a "for profit" insurance company that can and do change their terms for coverage as they please year to year.

Old line "pay me now or pay me more later"....

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Replies to "No lengthy comment here just some "pointed facts. There is no "hassle" with Traditional Medicare and..."

Medicare Advantage Plans are not equal. My Medicare Advantage Plan is non-profit. Paid for my surgery and other medical expenses in 2022 at Mayo with no hassles. I am able to go to any medical provider and facility that takes Medicare without a referral.

You are so right! I comment frequently on the disadvantages of Advantage Plans. You might also mention that if someone has an Advantge Plan and then decides to go to Traditional Medicaare, they may have great difficulty in finding a Medigap plan to take them....because companies are no longer mandated to take you after the initial enrollment in Medicare.

I have Traditional Medicare with BCBS Medigap plan and have done 2 surgeries, cardiac stent, colonoscopy, many CT and PET scans etc. at Mayo Rochester, all with zero problems and I have never seen a bill