Good morning @joey333 I certainly did not mean to alarm, rather thought ‘forewarned is forearmed’.

Our decision came after watching my family of origin fall apart due to my parents planning only verbally and seeing something similar with my wife’s siblings due to poorly written planning and then trying to decide how to address some unrealistic deathbed requests made.

Any of us could get hit by a bus tomorrow so it is best to plan. Also in the case of my wife we knew her cognition was at risk so we wanted to do as much as we could to avoid the destruction she saw in our families by not planning adequately. Additionally my wife actually enjoyed personally handing certain items of importance of hers into the hands of a few folks.