Oh to be 75 again. I'm going to turn 83 in October my husband is going to turn 79 in September and still goes to work every day running a real estate office. In 1995 we lost everything (long story) and we never recovered financially. We had to give up paying for our long term health insurance so in the same place as you. We do have our little house which is in the San Francisco Bay Area. This is our only retirement. My husband loves what he does so will continue to work as long as he can. If I am alone do I sell the house and move to Los Angeles where one daughter lives or do I move to Maryland where the other daughter lives. Both work and have extremely busy lives and I don't want to be a burden. So far I am very health except for osteoarthritis but at my age who knows.