@lynn59 The doctor said there were some increased risks at my age of 67. I can't recall exact wording. She said blood vessels at my age I believe were stiffer and less receptive to estrogen, but that I could still benefit. She said confidently that the HT would stop further bone loss and may or may not build a little bone back. She has referred me for a coronary artery test to check for atherosclerosis build up. She also mentioned that estrogen could feed a breast cancer development but not start it, though she was more focused on cardiovascular health. I've only had one one hour consult so will ask more questions next month. I'll have another DEXA in November, a year from last, so will see if it's helping then.