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Should I take Big 3 + inhaled ARIKAYCE

MAC & Bronchiectasis | Last Active: Aug 5 8:40am | Replies (144)
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@pacathy

Rick, I think you should appeal even without lawyer. My last job was with people who were frequent admits to ER or hospital (for widely varying reasons). I learned that disability is almost routinely denied initially, but we had great success in sticking with the appeal process. They used to give back pay to date of application. I’m sorry it’s so difficult for people.

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Replies to "Rick, I think you should appeal even without lawyer. My last job was with people who..."
Rick | @rstel7272 | Jul 9 8:48am

I only have 5 months until full retirement age. My SS is pretty good, so 5 month difference of $7500 with Unum is not worth the stress. Unum did pay 6.5 months of STD, LTD, STD, back to LTD then a back to work letter. Each transition required each my Dr's to write a new letters and send all new medical records (and I have an extensive history). After 40 years of paying LTD premium's, Unum was pretty dirty. I do have an SSD claim pending until Dec (when I reach full retirement age) but at $100 difference per month, I might see a check for $500.

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