I think pt is almost required before insurance will pay for surgery. I won't lie, the initial appointment at pt left me in tears. It hurt a lot during the first stages of pt, but worth it by the end. I wish you the best and a very speedy recovery. Tylenol became a good friend while I was trying to recover. I still have a ways to go, but keep working at it every day. May the healing go quickly for you. 🙂 Keep us updated.