I could write volumes on why I feared over treatment given that nearly every indicator came with a set of 'qualifiers...think disclaimers'. At one point, I asked if they were using a Quija board to make my diagnosis. I do not want to recall all that trauma and will merely add that the one advantage PCa guys have is the slow progress of the disease that allows for quite a lot of time to get multiple second opinions and do research. It may not be the same for all/most insurers, however, for me there was no limit to how many second opinions and how many institutions that I could consult with. In the end, I went along with a fairly aggressive treatment, that addressed the 'possible Xs', e.g. T1c (*possible* T3a based on MRI). However, my plan was corroborated by many fine Drs. and research studies that I read giving me a moderate level of comfort in my decision.