You can always request the test and offer to pay for it yourself. One other option (if you live in a place that has one) is to go to DexaFit. This gives you a “whole body” T-score, which I have found to parallel my DEXA scores. My scans are $150, but I buy a package of 4, which reduces the cost to about $80 a piece. Also tells you about muscle mass and fat mass, which is equally useful info, since we are trying to stay strong, and maintain our balance, and muscle pulling on bone promotes growth. I get these 3-4 times a year. I personally think once a year for a DEXA is perfectly reasonable and would allow you to better understand what is going on with your bones. Insurance usually only pays for every other year.