← Return to The Burden of Getting Medical Care Can Exhaust Older Patients

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@vic83

I relate to many of your points.... to clarify - here is the definition of "Managed Care" = A term originally used to refer to prepaid health plans (generally, health maintenance organizations [HMOs]) that furnish care through a network of providers under a fixed budget and manage costs
That describes "Medicare Advantage" plans NOT "Original/traditional Medicare.
I fortunately have Original Medicare (Parts A, B and D) and I buy a Medigap policy for the 20% not covered by Medicare. I never see a bill and I can self-refer to any doctor that takes ORIGINAL Medicare, I need no approvals and have no copays. Original Medicare is the best health insurance ever! Before retiring, I had my employer plan and that was definitely inferior to Original Medicare: more expensive, less choice and complicated paperwork for me.
And the kicker? For seniors on Advantage Plans that realize the shortcomings...they can switch back to Original Medicare BUT buying the Medigap/supplemental plan may not be possible as the insurance companies no longer have to accept you or can charge you more. So they are stuck. Do not fall for the advertising on TV about Medicare Advantage plans and all the so called "extras".

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Replies to "I relate to many of your points.... to clarify - here is the definition of "Managed..."

I have a similar original Medicare and supp plan, no co-pays or bills and I pay a lot for it.
However, in my area, DC Metro, many docs have opted out of Medicare and make no bones about it. They won't take you on as patient unless you pay out of pocket.
There are many boutique practices and many excellent physicians are leaving medicine.
The area is horrendously over-populated and there are not enough docs to go around. Add that to the standard 10-15 minute appt they allow themselves to be with you and the concern for excellent care is not possible.
Wherever you are, glad you're getting great care and happy with your Medicare.