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In-Home Caretakers Terrible, MCU Much Better

Caregivers: Dementia | Last Active: Apr 25 6:21am | Replies (25)

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@coping123

I won’t hire off-the-books people. It’s a matter of ethics. There is an in-demand caregiver in my area that I interviewed but she didn’t want the paperwork involved with the VA VDC program because she is collecting unemployment, food stamps, and other benefits. That is MY tax dollars she’s benefiting from. I was very close to reporting her. My husband has a saying “If a person will lie to you, they will steal from you.”

There’s substantial liability if a worker is injured at your home. Like many parts of the country, I’m in an area where there is generational poverty. The “golden parachute” is having disability income. This steals from both the taxpayer & those who truly need disability benefits. Rant over LOL.

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Replies to "I won’t hire off-the-books people. It’s a matter of ethics. There is an in-demand caregiver in..."

Hi @coping123. You made some excellent points.
My husband is still at home with Alzheimer's Disease, and at this time, it's not difficult for me to take care of him.
We recently met with a geriatrician. She told me that, when the time comes it would not be safe to hire caregivers privately to care for my husband for personal liability reasons. She said to only hire from an agency that has insurance and whose employees are bonded. She also recommended putting credit freezes in place, which we already have.
In our state, the cost of memory care in a facility is $16,000 a month and $24,000 a month for in home care.
It was good to have all this laid out for future planning.