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DiscussionAt what age do you stop driving?
Aging Well | Last Active: Mar 14 2:21pm | Replies (75)Comment receiving replies
Replies to "Really?? Cause I have a very good driving record and have never been given a discount."
You have to take the Safe Driving Course and send the certificate to your insurance company. Also check with your insurance company to see if they will give you this discount. I have been doing the course and getting the discount for 15+ years. (Florida and Minnesota)
Many places offer the course (google it) and you can even do it on your computer at home. First you have an 8 hour course (divided in two sittings) and then a 4 hour course every three years. I always do mine on my computer now.
Take the AARP or AAA Safe Driving or "55 Alive" Course, turn the information in to your insurance, and you get a discount. Some companies even offer this to their under 55 customers as a "Safe Driver" discount. My agent even has a "tickler" that reminds us when the 3 years is expiring. For my 75+ spouse, this plus being accident-free means we did not see the typical jump in our premiums. This is important to us because we travel 20-25,000 miles per year between our travels, volunteering and taking car of grandkids. No "low mileage" discounts in our house!
That reminds me, if you only drive a few miles a year(typically under 7500), ask for a low-mileage discount. It saves my sister 1/4 on her premium now that she is retired and only runs errands with her car.
Sue
Here in Texas, you get the discount for taking the class, regardless of your driving record.
The discount is good for three years, and if you re-take the class, the discount renews.