I hear you on the golden years are not what I thought they were going to be. I have chronic pain, degenerative scoliosis, and now pain in my knee. I asked my pain management doctor about CBC salve for my knee pain. She said ok as long as I let her know the ingredients in the salve. I, too, am on Xarelto lifelong after 2 pulmonary emboli. I didn’t even think to let my cardiologist know. The jury is still out on CBD oil. I’m going to research this and see.