I have a Medicare advantage plan. My out of pocket hospital costs are $100. I also had misc other costs which were $716 for the transplant. I also had $10,000 coverage for lodging, gas and parking for one year. When I go back for my 2 yr check in April, I will have to pay for lodging,etc myself. I was surprised and grateful for the good coverage. I pay $107 a month for my ins.