Hi! Yes, I agree. I don’t think anyone can give completely effective advice until they have walked the walk. I was extremely blessed to have been very healthy and strong until I was 80, and then it all hit the fan. I am lucky to have long term care insurance, so while I am paying something out of pocket, the insurance is covering a lot. I am going to keep help as long as it is practical, and until I can manage my husband’s care myself. I am hanging in, though, and it sounds like you are, too! Bette